School of Talk™, Ltd., (“School of Talk™”; “we”; “us”) is committed to protecting your privacy. By accessing our web pages (the “Site”), you are consenting to the information collection and use practices described in this Privacy Policy, as modified from time to time by us. If we decide to change our Privacy Policy, we will post a new Privacy Policy on our Site. We encourage you to check our Privacy Policy whenever you visit this Site for any updates or changes. The following demonstrates our intent and commitment to protect the privacy rights of individuals browsing, reading pages, or downloading allowed information from the Site (“Visitors”) as well those volunteering information, such as those making a purchase or sending an e-mail to the Site. Please see our Terms and Conditions of Use for a more detailed legal explanation of our general online policies.

1. USE OF INFORMATION COLLECTED WHEN ONLY BROWSING THE SITE

Visitors who do not volunteer information will have only the following non-invasive components collected:

1. the Internet Protocol (IP) address and domain name used. An IP address is an identifier assigned to either your Internet service provider or your computer. This address can be translated to determine the domain name of your service provider (e.g., “company.com”). Domain names are useful if a security issue is suspected;
2. the type of browser and operating system you use;
3. web pages or services you accessed at this Site; and,
4. the web Site you visited prior to coming to this web Site.

The components listed above are used for information and statistical purposes only. We may use these components to create summary statistics used to assess highly accessed pages to assist in determining web design specifications, and/or assess system performance or problem areas. Additionally, we employ software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage to our Site. Except for authorized law enforcement investigations and the security purposes mentioned elsewhere in this Policy, no other attempts are made to identify individual users or their usage habits when that individual is only browsing the Site. Raw data logs are used for no other purposes and are scheduled for regular destruction.

2. USE OF COOKIES

Cookies are text files created by your browser and stored on your system to aid in customizing your browsing experience. This Site may use cookies. Cookies allow information to change as you navigate through our Site. Two types of cookies may be used: session-only and persistent. We use cookies in the following ways:

1. if you wish to access information, we may use a session-only cookie to reserve storage on your computer in order to pass your inquiry information to a follow-on page for the purposes of retrieving requested information. The session-only cookies are erased either during web browser operation or after your web browser is shut down.
2. if you wish to interact with the Site, we may use a session-only cookie when processing your information. The type of information voluntarily submitted to fulfill your request varies by the interaction, and may include your name, address, phone number, and or e-mail address.

3. ADVERTISERS

We may use an outside ad company to display ads on the Site. These ads may contain cookies. While we use cookies in other parts of the Site, cookies received with banner ads are collected by the ad companies; we do not have access to this information.

4. USE OF INFORMATION COLLECTED WHEN YOU VOLUNTEER INFORMATION

You may decide to send a message to us. Such participation is completely voluntary and each person volunteering information is under no obligation to disclose any information (except that information required for a credit card purchase - see below). Any personal information submitted will not be published unless you give us permission to do so.

If you choose to send an e-mail, the following additional information may be collected:

1. email address, and contents of e-mails sent through the Site. This information is collected for purposes of providing you with a response; and
2. any personal information that you volunteer.

We do not sell, rent or otherwise distribute volunteered information, including electronic mail addresses, to any outside company or organization, unless legally required to do so. This applies to information that may be collected on our Site and on that of any third party with whom we contract to provide Internet related services.

5. CREDIT CARD USE AND PROTECTION

In the event of a credit card purchase on our site, we will collect personal information from you. We may cross reference your e-mail address with your IP address. Access to our site is protected by the Secure Sockets Layer protocol, which is the industry standard for secure data transfer software. Its proven protection is among the best software available today for secure online commerce transactions. SSL encrypts your personal information as it travels across the Internet. SSL is used by most Web sites, including online banking sites and other consumer retail sites to protect your information. In addition, our security includes 2-way data encryption that incorporates digital certificate technology. We support both 40- and 128- bit encryption technologies. SSL is supported on the following platforms: Netscape Navigator 4.06 or higher, Microsoft Internet Explorer 4.01 or higher, and AOL 3.0 or higher are all SSL- capable and will activate it automatically when you sign on to your account.

6. SECURITY

Subject to the terms herein, we take all reasonably diligent precautions to protect the information of each person who volunteers information or makes a purchase, both online and off-line, however, no Internet or e-mail transmission is ever fully secure or error-free and, as set forth in the Terms and Conditions of Use, School of Talk makes no warranty and assumes no liability for any such transmission or any damages incurred in connection therewith. We have implemented security measures and systems into the design, implementation and day-to-day operation of our Site. We will progressively implement new security measures as they become available on the market. Security measures are primarily to identify and/or block unauthorized intrusions, upload or change information or otherwise cause damage to the Site. We cannot and do not guarantee or warrant the security and privacy of information provided by you on or through the Site. Each person who discloses personal information on or through our Site does so wholly at his/her own risk and each acknowledges that he/she is aware of the security and privacy risks involved, including but expressly not limited to limitations of the security, privacy and authentication measures in the Site, threats of external interference such as eavesdropping, breaking passwords and hacking, and contamination by viruses, trojan horses, worms, time bombs or cancelbots, or other types of malicious content. In accordance with the Terms and Conditions of Use, each person volunteering information or making a purchase, on behalf of himself/herself and his/her heirs, executors, administrators, legal representatives, assigns and other successors in interest, hereby releases and discharges us from any and all liability or responsibility for any damages suffered by that person arising out of or in connection with any disclosure of his/her personally-identifiable information other than as a result of our malicious misconduct.

No person under the age of 18 is allowed to use the Site. We will not knowingly collect information from anyone under the age of 18.

8. EXTERNAL LINKS

This site contains links to other sites. School of Talk™ is not responsible for the privacy practices or the content of such web sites.

9. CONTACT INFORMATION

Contact information is provided on the Site allowing you to contact us through e-mail at info@schooloftalk.com.